Get the decisive advantage with the Justhome buyer certificate
With the Justhome buyer certificate, you can show sellers and brokers that you can afford the property. It confirms that you have already thoroughly researched the financing and helps you to position yourself as a serious and financially strong prospect.
- Less than 3 minutes of your time
- Compare all German platforms
- 100% free
What is a buyer's certificate?
A buyer's certificate is a document that shows the seller or real estate agent that you have already looked into financing and can basically afford the property.
However, the buyer's certificate is only a preliminary assessment.
Your advantages with a buyer's certificate
- More chances when buying real estate
A buyer's certificate sets you apart from other prospective buyers. You show the seller that you can afford the property. This gives you a clear advantage, especially if there are several interested parties.
- Advantages over other prospective buyers
A buyer certificate sets you apart from other prospective buyers. Sellers often prefer buyers who can already provide financial confirmation, giving you a decisive advantage.
- Quick and easy to share
The certificate is easy to create and can be quickly shared with the real estate agent or seller. You can usually get it in just a few minutes.
Important: The certificate is in German
Please note that the final buyer’s certificate will be issued in German. This ensures it meets the expectations of sellers and real estate agents in Germany, making it easier to use during the purchasing process. There’s no need to worry about the language—this is standard practice to align with local requirements.
Apply for your individual buyer certificate
The process is quick and easy – just three steps to your personalized buyer certificate.
Step 1: Get started
Click on the button to start creating your buyer certificate. Just one click is all it takes to get started!
Step 2: Fill in the required information
In the next step, we need a little information about you and your property:
- Type of project (e.g. purchase, new construction, modernization)
- Postal code of the property
- Purchase price of the property
- Equity you want to contribute
- Monthly net household income
This information helps us to create your buyer certificate individually. The whole process takes less than 3 minutes.
Step 3: Get your certificate issued
After you have provided all the information, your buyer certificate will be created. You will usually receive it by email within a few minutes.
What is a buyer's certificate?
A buyer certificate, or financing certificate, is a preliminary confirmation of financing that shows the real estate agent or seller that you have looked into the financing and that you can afford the property in principle.
Yes, the buyer's certificate is free of charge at Justhome. Based on the information you provide, we automatically request offers from over 700 banks. If your project is financially viable, we will be happy to issue you with your personal certificate.
No. Although our buyer's certificate is based on real bank offers, a bank cannot make a binding offer without a precise review of your information. In this respect, it is only a preliminary financing commitment. However, you are welcome to book an expert appointment with us and we can give you more detailed information about your project. Completely free of charge.
You can have the buyer certificate sent to you immediately after our comparison. It usually takes 2-3 minutes to arrive in your inbox.
The buyer certificate can often be the deciding factor! Brokers and sellers often want to close the deal quickly and only go into the final round with a few interested parties. With a financing certificate as a preliminary confirmation of financing, you can prove that you can afford the property in principle. This increases your chances of being included in the small group of final prospective buyers.
Depending on what you want to finance, you need the postcode of your project, the purchase price, the equity that you want to use and whether or not you want to use an estate agent.