Get your financing confirmation in 3 minutes
Have you found your dream home and want to buy it? With Justhome's free financing confirmation, you can send a strong signal and position yourself at the forefront of the interested parties. The financing confirmation proves that, based on your financial information, you are able to finance the property. It is a preliminary proof of your purchasing power. Take advantage of Justhome's financing confirmation:
- Completely free and no strings attached
- Created in just 3 minutes
- compare over 700 german banks
What is a financing confirmation?
When a real estate agent or private seller wants to sell a property, they look for a buyer whom they are sure can actually pay the agreed purchase price.
This is where the financing confirmation comes into play. It serves as proof that the buyer has already dealt with the necessary financing. It is reassuring for the seller to know that the buyer has already spoken to a financing expert or a bank and has received the financing confirmation. This prevents unpleasant surprises, such as the later realization that the buyer cannot finance the property after all.
Important: The conformation is in German
Please note that the final financing confirmation will be issued in German. This ensures it meets the expectations of sellers and real estate agents in Germany, making it easier to use during the purchasing process. There’s no need to worry about the language—this is standard practice to align with local requirements.
Why is a financing confirmation essential for buyers?
For many people, buying a property is one of the biggest investments of their lives. To make this process smooth and without financial hurdles, a financing confirmation plays a crucial role.
- Speed: A financing confirmation shows that you have already dealt with the financing in advance. For the seller, this is an important indication of your interest in the property. They will want to move forward with the process quickly with you.
- Strengthening your negotiating position: With a financing confirmation in hand, the seller can be sure that you, as the buyer, are able to pay the purchase price. This can be an advantage in price negotiations, especially if the seller is under time pressure and doesn't want any surprises. With you, he can quickly complete the purchase – he may even be willing to meet you halfway on price.
- Security for yourself: Are you unsure whether you can afford the property and whether the financing will work out? The financing confirmation gives you this initial security.